Quick highlights
- Fixed interest rate
- Lump-sum funding
- Fixed monthly payment
- Doesn't touch your first mortgage
- Terms 5-30 years
- Tax-deductible interest (consult tax advisor)
Best for:
Homeowners with a great rate on their first mortgage who need predictable, fixed-rate access to a one-time sum — renovation, debt consolidation, major purchase.
Ready to see what you qualify for?
Every situation is different. Let's talk through your specific scenario and shop it across our lender network for the best terms.