About Shawn McDowell | Texas Mortgage Loan Officer

My story

Why I became a broker instead of staying at a bank.

After watching too many friends and family get pushed into the wrong mortgage at the wrong rate by banks that only had one product to sell, I made the move to brokering.

As an MLO with NEXA Lending — the largest mortgage broker in the country — I can shop your loan across 300+ wholesale lenders to find the actual best fit for your situation. Not what a bank's quarterly sales meeting wants me to push.

If you're buying, refinancing, or even just researching — call me. I'll give you straight answers, real numbers, and tell you the truth even if it means waiting six months or going somewhere else.

What you get

How working with me is different

Real shopping, not a sales pitch

Your scenario goes to 300+ lenders. I bring you the best terms — even when that means a smaller commission for me.

Honest math up front

Before any credit pull, I'll run real scenarios so you know what you're walking into. No surprises at closing.

Direct access to me

Not a call center. Not a junior assistant. My cell rings, I pick up — including evenings and weekends during your contract period.

Wholesale pricing

As a broker, I get wholesale rates from lenders — typically better than what retail banks can offer their own customers.

Every loan type

FHA, VA, USDA, Conventional, Jumbo, DSCR, Bank Statement, 1099, HELOC, Reverse, Hard Money — I work with all of them.

Long after closing

Refinance opportunities, market updates, and a real human to call when life changes. Your relationship doesn't end at funding.

Hi, I'm Shawn.