NMLS #2014311 ยท Licensed in Texas โœ‰ smcdowell@nexalending.com
๐Ÿ“ž (713) 825-4413
Texas Mortgage Broker ยท NMLS #2014311

A faster, easier, cheaper mortgage โ€” handled by someone who actually picks up the phone.

As a broker with NEXA Lending, I shop your loan across 300+ lenders to find you the lowest rate. No runaround. Just a straight shot to closing.

300+ Lender Network
100% Independent
Free Pre-Approval

Banks Fight for Your Business

We shop your scenario with 300+ lenders to land you the best rate available.

Wholesale Pricing

Broker access to wholesale rates โ€” typically better than retail bank pricing.

No Hit to Your Credit

We make sure the numbers work first โ€” before any hard credit pull.

Loan Programs

Finding you the best mortgage option

Whether you're a first-time buyer, self-employed, an investor, or a veteran โ€” there's a program built for you.

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Shawn McDowell, Texas Mortgage Loan Officer
About Shawn

I treat your mortgage the way I'd want mine treated.

After years of watching friends and family get pushed through one-size-fits-all mortgage processes at big banks, I joined NEXA Lending โ€” the country's #1 mortgage broker โ€” so I could actually shop for my clients instead of pitching them one product.

Whether you're a teacher in Houston, a veteran in San Antonio, or a self-employed business owner in Austin โ€” my job is to find the lender that fits you, not the other way around.

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Client Reviews

Real Texans, real closings

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Shawn made our first home purchase actually feel doable. He answered every dumb question I had and got us a rate two big banks couldn't touch.

Jessica R.
Houston, TX ยท First-time buyer
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I'm self-employed and got declined three times before Shawn. He found a bank statement loan that worked โ€” closed in 28 days.

Marcus T.
Austin, TX ยท Self-employed
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Used a VA loan to buy our first place. Shawn walked us through every step, never made us feel rushed. Highly recommend to any vet.

David & Lisa K.
San Antonio, TX ยท VA Loan
Mortgage Insights

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Get a fantastic mortgage rate.

Rates change daily and vary based on your unique situation. Get your free customized quote โ€” no credit pull required.