As a broker with NEXA Lending, I shop your loan across 300+ lenders to find you the lowest rate. No runaround. Just a straight shot to closing.
We shop your scenario with 300+ lenders to land you the best rate available.
Broker access to wholesale rates โ typically better than retail bank pricing.
We make sure the numbers work first โ before any hard credit pull.
Whether you're a first-time buyer, self-employed, an investor, or a veteran โ there's a program built for you.
Standard mortgages with as little as 3% down for qualified borrowers.
Learn more3.5% down, flexible credit requirements. Great for first-time buyers.
Learn more$0 down for veterans, active duty, and qualifying military families.
Learn more$0 down rural housing loans for eligible Texas properties.
Learn moreFinancing for higher-priced homes above conforming loan limits.
Learn moreInvestor loans that qualify based on rental income, not personal income.
Learn moreFor self-employed borrowers. Qualify using 12โ24 months of deposits.
Learn moreBuilt for independent contractors and gig workers. No tax returns required.
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After years of watching friends and family get pushed through one-size-fits-all mortgage processes at big banks, I joined NEXA Lending โ the country's #1 mortgage broker โ so I could actually shop for my clients instead of pitching them one product.
Whether you're a teacher in Houston, a veteran in San Antonio, or a self-employed business owner in Austin โ my job is to find the lender that fits you, not the other way around.
Read My StoryShawn made our first home purchase actually feel doable. He answered every dumb question I had and got us a rate two big banks couldn't touch.
I'm self-employed and got declined three times before Shawn. He found a bank statement loan that worked โ closed in 28 days.
Used a VA loan to buy our first place. Shawn walked us through every step, never made us feel rushed. Highly recommend to any vet.
Three tactics most lenders won't tell you about that can shave a full point off your quoted rate.
What recent Fed moves mean for buyers waiting on the sidelines โ and when to lock.
Programs, grants, and tax credits you probably qualify for and don't know about.